SD Tel: 605-941-1847

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North Dakota Department of Insurance

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ph: (701) 328-3548 x 1

fax: (701) 328-4880



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How to Renew a North Dakota Insurance License

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.


Total Hours

24 hours biennially

Compliance Renewal Date

Renewal date is the last day of the licensee's birth month, biennially.


You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.


For All Licenses:

3 hrs - Producers must complete 3 hrs of Ethics as part of the total requirement.

For Life & Health Agents:

4 hrs - Producers must complete a one-time 4-hour annuity training course prior to selling, soliciting, or negotiating annuity products.

Long Term Care
8/4 hrs - Producers must complete an initial 8-hour LTC training prior to selling, soliciting, or negotiating LTC products/policies. After completing the initial requirement, producers must complete a 4-hour LTC every 24 months thereafter.

For Property & Casualty Agents:

3 hrs - Property/Casualty producers must complete a one-time 3-hour course on NFIP Flood education prior to selling flood insurance policies.


There are also additional rules about how the course hours can be applied.


A maximum of 12 hours, earned only in the second half of a biennial reporting period, may be carried over to the next renewal period.


Courses may not be taken more than once in a reporting period.


If you meet any of criteria below, you may be exempt from the continuing education requirements.


  • Non-residents (except for LTC requirement - can be met in in any state that meets the NAIC LTC Model training outline)
  • Individuals licensed exclusively for the sale of legal expense insurance, title insurance, travel baggage insurance, surety bonds, bail bonds, credit
  • Licensed individuals who are at least 62 years old and whose combined total continuous years of licensure and age equal 85 or more.

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

1st Dakota Insurance School has partnered with A.D Banker and Company to offer webinar and online courses for North Dakota. You can register for courses under the Continuing Education menu on our site at

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.*


*Online and self study exams are required to be monitored by a disinterested third party (a person with no family or financial relationship).


Once a course has been completed, the completion must be reported to the state. A.D. Banker will report the course completions to State Based Systems.

3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at Continuing education requirements must be completed before the renewal application will be processed.


Educational services in this state are provided by:
1st Dakota Insurance School
Sandy Kost

2601 S Minnesota Ave Ste 105-244
Sioux Falls, SD 57105
Phone:  (605) 941-1847

1st Dakota Insurance School provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. 1st Dakota Insurance School offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.